Private Clients » Services » Borrowing to Invest

In the right hands, borrowing to invest is a powerful tool for diversifying your assets and accelerating wealth creation. The faster you go, however, the greater the risk. That's why we offer a total strategy, advising you on how much to gear, when to gear and what to invest in.

Ord Minnett is vastly experienced in arranging a facility that allows you to leverage your investments by up to 75% against your portfolio, with loan amounts from $20,000.

With an Ord Minnett Margin Loan, you can borrow in addition to your own capital to invest in various acceptable investments including listed securities such as shares and exchange traded funds, managed funds, cash deposits and other assets. 

Key features of our margin lending program include;

• Third party securities accepted
• Securities held in your own name
• No establishment or account keeping fees for individuals
• Prepaid fixed and variable interest rates available
• Individual account management
• Monthly statements
• Internet access to your loan and portfolio details.

Margin Lending Facilities

Exchange Options Plus
Exchange Options Plus allows for the combination of option trading and margin lending by establishing a designated options account with your broker. You can access the available funds in your Ord Minnett Margin Loan to settle option purchases or to meet margin requirements for certain option positions.

You can also purchase protection for your leveraged portfolio and borrow up to 100% of the put option exercise price, where the underlying securities are held.

Short Plus
Short Plus allows you to short sell certain listed securities with the intent of repurchasing them later at a lower price. Your profit (or loss) is the difference between your sale price and purchase price, net of transaction costs.

Instalment Plus
Instalment Plus is a feature that may suit investors who want to implement a regular savings and investment plan to progressively build an investment portfolio. You determine the initial contribution, initial investment and the Acceptable Investments that you intend to invest in. You also determine the monthly contribution and monthly investment.

The minimum initial investment for Instalment Plus is $1,000 and the minimum monthly contribution is $250.

Rewards Plus
Rewards Plus allows members of the Qantas Frequent Flyer program to earn frequent flyer points based on your facility balance. If your request is accepted to participate in Rewards Plus, the variable interest rate applicable to your margin loan facility may increase.

Points are calculated daily but the time when the points are awarded will depend on the interest payment schedule you select.

Points per Balance Range

Facility Balance	Points
Less than $149,000	20,000 points per $100,000 p.a. pro-rata
$150,000 to $499,999	35,000 points per $100,000 p.a. pro-rata
$500,000 to $999,999	50,000 points per $100,000 p.a. pro-rata
Greater than $1,000,000	65,000 points per $100,000 p.a. pro-rata

To obtain further information on the Ord Minnett Margin Loan, including features, benefits, list of acceptable investments and the product suite available click here or contact your dedicated account manager on 1300 138 028.
Alternatively you can speak to your Ord Minnett Financial Adviser.

To apply online for an Ord Minnett Margin Loan please click here. 

Alternatively, if you wish to retrieve a previously saved margin loan application, click here.

 

Click here for your individual loan data