• A competitive rate of interest calculated daily and paid quarterly
• Minimal initial deposit of only $100.00
• Same day access to your funds
• No entry, exit or withdrawal fees
• Online facilities for account queries and access to all transactions
• BPay for applications & redemptions (scheduled bill payments)
• Personalised deposit books and cheque books
• Direct debit and credit facilities
• Sweep facilities for automated settlement of most financial transactions
• Telephone transaction facilities

How Do I Invest?

To invest in the Trust, simply complete the Client Information and Application Form in this PDS and send it to us with your cheque made payable to: "Ord Minnett CMT - <your acount name>"
Applications received on a Business Day prior to 3pm (Sydney time) will be processed and begin to earn income from that day. Cheques will be accepted subject to normal bank clearing arrangements.
Cash, credit cards or foreign currency payments are not accepted.
 
Upon receipt of your application form and initial deposit, a welcome pack will be sent to your nominated address which includes your new banking account details and further information on accesing your investment.

How Do I Make Additional Investments?

There are a number of ways you can make additional investments including:

1. Direct credit into your CMT account;

Bank                     Westpac ( Ord Minnett Management Limited)
BSB:                     032 847
Account Number <Your CMT A/C Number>
Account Name     <Your CMT A/C Name>

2. Making a Bpay payment from your existing external financial banking institution to your CMT account:

Biller Name:         Ord Minnett Management Limited
Biller Code:             347435
Customer Ref:      <Your CMT A/C Number>

3. Telephone & Internet Banking available by contacting your current bank, credit union or building society to make this payment from your cheque, savings or credit card account.

4. Depositing funds into your CMT account directly at any Westpac Banking Corporation branch in Australia using a slip from your personalised deposit book (cash not accepted); or

5. Arranging payment through your Instructing Dealer/ Financial Adviser;

Annualised Rate as at 22/02/2012 is 3.72%.